The answers on are based on the research of Ikram Hawramani in the Quran, hadith, scholarly works and respected fatwa sources. You can view Ikram Hawramani's credentials on the about page. Please note that we do not issue fatwas, we only compile the opinions of respected scholars (even when a fatwa is not explicitly cited) to make their opinions accessible to English-speaking Muslims. If an answer does not cite fatwas, please feel free to leave a comment asking for a fatwa citation and we will update the answer as soon as possible to include fatwas.

IslamQA: Is it permitted to use the student loan interest deduction?

salamu alaykom, i know that student loans are haram but i have one that I’m paying off from when I didn’t really know it wasn’t okay. my question; on taxes in the U.S. you can put down the interest you paid on student loans as a deductible on your tax return filing and get some of it back, is this also haram? even though id be getting back interest that i paid? or is it okay to do? thank you in advance.

Alaikumassalam wa rahmatullah,

The student loan deduction is the government paying back some of the interest, which actually makes the loan less “evil” since it reduces the interest. I see nothing wrong with benefiting from the deduction, it is like any other government-paid benefit (such as certain university scholarships).

And God knows best.
Asking questions is temporarily unavailable. Sorry for the inconvenience.
Learn Quranic Arabic with my book!
Available in both paperback and Kindle formats.
Commenting rules: Politeness is the only rule. We respect your right to disagree with anything we say. But comments with profanity and insults will be deleted.
Notify of
Inline Feedbacks
View all comments